Who Is Complaining?

Months

Who was complaining inMarch 2026?

614,958 complaints

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

The CFPB complaint database holds 614,958 complaints received in March 2026, up 24% on the month before (497,120) and up 55% on the same month a year earlier (396,973).

“Credit reporting or other personal consumer reports” was the largest category with 552,103 complaints (89.8%). Responses recorded for the month: 73.4% closed with an explanation, 25.8% closed with non-monetary relief, 0.5% closed with monetary relief.

614,958complaints received
497,120the month before
396,973same month a year earlier
26.3%of closed complaints ended with relief

← Feb 2026Apr 2026 →

By product

Product (CFPB label)ComplaintsShareSame month a year earlier
Credit reporting or other personal consumer reports552,10389.8%354,016
Debt collection33,6715.5%20,369
Credit card8,3271.4%6,255
Checking or savings account7,8241.3%5,070
Money transfer, virtual currency, or money service3,3950.6%3,032
Mortgage2,9450.5%1,824
Vehicle loan or lease2,2740.4%1,309
Student loan2,0450.3%3,413
Payday loan, title loan, personal loan, or advance loan1,5050.2%862
Prepaid card4620.1%485
Debt or credit management4070.1%338

Companies with the most complaints in the month, with their size

Company (as named by the CFPB)Complaints, Mar 2026ShareCompany size
TRANSUNION INTERMEDIATE HOLDINGS, INC.196,19831.9%no public measure
EQUIFAX, INC.170,35627.7%no public measure
Experian Information Solutions Inc.166,81827.1%no public measure
CL Holdings LLC3,5540.6%no public measure
LEXISNEXIS3,3110.5%no public measure
CAPITAL ONE FINANCIAL CORPORATION2,8700.5%$662bn assets
ENCORE CAPITAL GROUP INC.2,5910.4%no public measure
JPMORGAN CHASE & CO.2,4390.4%$4.09tn assets
WELLS FARGO & COMPANY2,2870.4%$1.92tn assets
BANK OF AMERICA, NATIONAL ASSOCIATION2,2150.4%$2.65tn assets
Resurgent Capital Services L.P.2,1780.4%no public measure
Portfolio Recovery Associates, LLC2,1260.3%no public measure
CITIBANK, N.A.2,0130.3%$1.98tn assets
SYNCHRONY FINANCIAL1,4990.2%$115bn assets
Block, Inc.1,4250.2%no public measure
CCS Financial Services, Inc.1,3960.2%no public measure
Bread Financial Holdings, Inc.1,0750.2%$21bn assets
AMERICAN EXPRESS COMPANY1,0640.2%$214bn assets
Chime Financial Inc1,0520.2%no public measure
NAVY FEDERAL CREDIT UNION1,0260.2%$204bn assets
All other companies, including those not listed by name47,4657.7%—

CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 9 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.

How companies responded

By state

StateComplaintsPer 100,000 residentsMonth report
Texas99,786315Texas, Mar 2026
Florida85,303364Florida, Mar 2026
California56,023142California, Mar 2026
Georgia46,144408Georgia, Mar 2026
New York31,330157New York, Mar 2026
Illinois26,423208Illinois, Mar 2026
North Carolina21,456192North Carolina, Mar 2026
Pennsylvania20,732159Pennsylvania, Mar 2026
Alabama17,830343Alabama, Mar 2026
New Jersey17,818187New Jersey, Mar 2026
South Carolina17,038306South Carolina, Mar 2026
Louisiana16,028347Louisiana, Mar 2026
Maryland14,259228Maryland, Mar 2026
Mississippi14,210481Mississippi, Mar 2026
Ohio11,947100Ohio, Mar 2026
Michigan11,794117Michigan, Mar 2026
Virginia10,467118Virginia, Mar 2026
Arizona8,654114Arizona, Mar 2026
Tennessee8,157112Tennessee, Mar 2026
Nevada7,020214Nevada, Mar 2026

The 20 states with the most complaints in the month. Counts follow population.

Questions and answers

How many complaints did the CFPB receive in March 2026?

614,958. The same month a year earlier: 396,973.

Which product categories drew the most complaints?

“Credit reporting or other personal consumer reports” (552,103), “Debt collection” (33,671), “Credit card” (8,327), “Checking or savings account” (7,824).

Can the month still change?

Yes. A complaint appears in the public file once the company responds or after 15 days, and the CFPB updates the file daily, so counts for recent months rise for a few weeks and response categories move from “In progress” to a closing category.

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.