States › North Carolina › March 2026, all states
Who in North Carolina was complaining inMarch 2026?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Consumers in North Carolina sent the CFPB 21,457 complaints in March 2026, up 22% on the month before (17,522) and up 52% on the same month a year earlier (14,092).
That is 3.5% of the 614,959 complaints received nationally in the month, or 192 per 100,000 residents against 180 nationally.
| Measure | North Carolina | United States |
|---|---|---|
| Complaints, Mar 2026 | 21,457 | 614,959 |
| Per 100,000 residents | 192 | 180 |
| The month before | 17,522 | — |
| Same month a year earlier | 14,092 | — |
By product
- Credit reporting or other personal consumer reports19,130 · 89.2%
- Debt collection1,426 · 6.6%
- Checking or savings account274 · 1.3%
- Credit card220 · 1%
- Money transfer, virtual currency, or money service115 · 0.5%
- All other categories292 · 1.4%
| Product (CFPB label) | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 19,130 | 89.2% |
| Debt collection | 1,426 | 6.6% |
| Checking or savings account | 274 | 1.3% |
| Credit card | 220 | 1% |
| Money transfer, virtual currency, or money service | 115 | 0.5% |
| Mortgage | 92 | 0.4% |
| Vehicle loan or lease | 78 | 0.4% |
| Student loan | 64 | 0.3% |
| Payday loan, title loan, personal loan, or advance loan | 44 | 0.2% |
| Prepaid card | 8 | <0.1% |
| Debt or credit management | 6 | <0.1% |
Companies with the most complaints from North Carolina in the month, with their size
| Company (as named by the CFPB) | Complaints, Mar 2026 | Share | Company size |
|---|---|---|---|
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 6,992 | 32.6% | no public measure |
| EQUIFAX, INC. | 5,845 | 27.2% | no public measure |
| Experian Information Solutions Inc. | 5,691 | 26.5% | no public measure |
| CL Holdings LLC | 91 | 0.4% | no public measure |
| CAPITAL ONE FINANCIAL CORPORATION | 87 | 0.4% | $662bn assets |
| ENCORE CAPITAL GROUP INC. | 81 | 0.4% | no public measure |
| CCS Financial Services, Inc. | 78 | 0.4% | no public measure |
| WELLS FARGO & COMPANY | 77 | 0.4% | $1.92tn assets |
| LEXISNEXIS | 73 | 0.3% | no public measure |
| Resurgent Capital Services L.P. | 69 | 0.3% | no public measure |
| Portfolio Recovery Associates, LLC | 69 | 0.3% | no public measure |
| SYNCHRONY FINANCIAL | 65 | 0.3% | $115bn assets |
| CITIBANK, N.A. | 63 | 0.3% | $1.98tn assets |
| Bread Financial Holdings, Inc. | 61 | 0.3% | $21bn assets |
| STATE EMPLOYEES’ CREDIT UNION | 60 | 0.3% | no public measure |
| All other companies, including those not listed by name | 2,055 | 9.6% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 5 of the 15 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Questions and answers
How many CFPB complaints came from North Carolina in March 2026?
21,457, which is 3.5% of the national total for the month. A year earlier: 14,092.
What were they about?
“Credit reporting or other personal consumer reports” (19,130), “Debt collection” (1,426), “Checking or savings account” (274), “Credit card” (220).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.