Who Is Complaining?

Companies › Payday loan, title loan, personal loan, or advance loan

Who is complaining aboutTilt Finance, Inc.?

CFPB complaints since 2020Mainly Payday loan, title loan, personal loan, or advance loanLatest on file 16 Sep 2026

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Complaints, last 12 months

176

96 in the 12 months before · 305 since 2020 · under 0.1% of all complaints the CFPB received

For its size

No public size denominator

This company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its count cannot be scaled here. Read the count with the company's customer base in mind.

Consumers sent the Consumer Financial Protection Bureau 176 complaints about Tilt Finance, Inc. in the 12 months to 1 Oct 2026, up 83% on the 96 of the 12 months before. The database holds 305 complaints about the company going back to 2020.

Tilt Finance, Inc. could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer.

28.4% of the complaints in that period fall under the CFPB product category “Payday loan, title loan, personal loan, or advance loan”, followed by “Credit card” at 27.8%. The issue selected most often was “Incorrect information on your report” (15.9%).

How the company's responses were recorded over the 12 months: 67.6% closed with an explanation, 3.4% closed with non-monetary relief, 4.5% closed with monetary relief, and 24.4% still in progress when the file was published. 100% of responses were marked timely; the median among the 57 companies whose complaints mainly concern “Payday loan, title loan, personal loan, or advance loan” is 97.4%.

Among those 57 peer companies the median received 89 complaints in the same 12 months. A complaint is a consumer's account and is not a finding against the company; the CFPB does not verify every allegation in a complaint before publishing it.

13complaints, last 30 days30 in the 30 days before
67complaints, last 90 daysup 34% vs prior 90 days
176complaints, last 365 daysup 83% vs prior 365 days
100%responses marked timelyin the last 12 months

Windows end on 1 Oct 2026, the last date in the CFPB file. The latest two to three weeks are incomplete because a complaint is published only after the company responds or 15 days pass.

Compared with peer companies

MeasureTilt Finance, Inc.Peer median (57 companies)All complaints nationally
Complaints, last 12 months176896,945,592
Change on the 12 months before83%30%44%
Responses marked timely100%97.4%99.6%
Closed with monetary or non-monetary relief10.5%0%31.5%

Peers are the 57 companies on this site whose largest complaint category is Payday loan, title loan, personal loan, or advance loan and that received at least 20 complaints in the last 12 months. Peer companies differ widely in size; a per-size row appears only when at least five peers share this company's size measure, and its median is taken over those peers alone.

Complaints by month

Complaints about Tilt Finance, Inc. received by the CFPB in each of the last 24 months. Peak month in view: 28. The hatched month is incomplete.
Complaints received per calendar year since the company first appears in the database. The final year is part-way through.

What the complaints are about

Products and issues are the categories the consumer selects on the CFPB form, shown with the CFPB's wording, in the last 12 months.

Issue (CFPB label)ComplaintsShare
Incorrect information on your report2815.9%
Attempts to collect debt not owed137.4%
Problem when making payments126.8%
Getting a credit card126.8%
Problem with a purchase shown on your statement116.3%
Problem with a company's investigation into an existing problem105.7%
Can't stop withdrawals from your bank account84.5%
Took or threatened to take negative or legal action84.5%
Managing an account74%
Charged fees or interest you didn't expect63.4%
Other CFPB issue categories6134.7%

Payday loan, title loan, personal loan, or advance loan

50 complaints in the last 12 months (28.4% of this company's total); 37 in the 12 months before. That is 0.3% of all complaints in the category nationally. 18.4% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Can't stop withdrawals from your bank account816%
Charged fees or interest you didn't expect612%
Money was taken from your bank account on the wrong day or for the wrong amount48%
Unexpected fees48%
Getting a line of credit36%
Other CFPB issue categories2550%

Sub-products

Sub-productComplaintsShare
Payday loan2346%
Personal line of credit1428%
Earned wage access612%
Other advances of future income510%
Installment loan24%

Credit card

49 complaints in the last 12 months (27.8% of this company's total); 5 in the 12 months before. That is 0.1% of all complaints in the category nationally. 10% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Getting a credit card1224.5%
Problem with a purchase shown on your statement1122.4%
Problem when making payments918.4%
Other features, terms, or problems48.2%
Closing your account48.2%
Other CFPB issue categories918.4%

Sub-products

Sub-productComplaintsShare
General-purpose credit card or charge card49100%

Credit reporting or other personal consumer reports

31 complaints in the last 12 months (17.6% of this company's total); 31 in the 12 months before. That is under 0.1% of all complaints in the category nationally. 8% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Incorrect information on your report2477.4%
Problem with a company's investigation into an existing problem516.1%
Improper use of your report26.5%

Sub-products

Sub-productComplaintsShare
Credit reporting31100%

Debt collection

27 complaints in the last 12 months (15.3% of this company's total); 7 in the 12 months before. That is under 0.1% of all complaints in the category nationally. 4% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Attempts to collect debt not owed1348.1%
Took or threatened to take negative or legal action829.6%
Written notification about debt414.8%
False statements or representation13.7%
Electronic communications13.7%

Sub-products

Sub-productComplaintsShare
I do not know1763%
Other debt518.5%
Credit card debt311.1%
Payday loan debt27.4%

How the company responded

The CFPB records one closing category for each complaint, chosen by the company. Shares are of all complaints in the last 12 months.

10.5%of closed complaints ended with monetary or non-monetary reliefnational 31.5%
6%closed with monetary reliefnational 0.5%
100%responses marked timelynational 99.6%

The current CFPB export carries no consumer-disputed field, so no disputed rate is shown. The CFPB stopped collecting that field in April 2017.

Where the complaints come from

State (as reported by the consumer)ComplaintsShare
Texas2614.8%
Florida148%
New York126.8%
California126.8%
Pennsylvania105.7%
North Carolina95.1%
South Carolina95.1%
Virginia74%
Michigan74%
New Jersey52.8%
Missouri52.8%
Tennessee42.3%

Top 12 of 36 states with at least one complaint in the last 12 months. State counts follow population and where the company does business.

Other companies in the same category

Companies whose complaints mainly concern Payday loan, title loan, personal loan, or advance loan, nearest in complaint volume. Listed for navigation, in no order of merit.

Skopos Financial, LLC162 complaints in 12 months · no public size measureHealthcare Finance Direct LLC.162 complaints in 12 months · no public size measureWolf River Development Company158 complaints in 12 months · no public size measureSOLAR SERVICING HOLDINGS LLC206 complaints in 12 months · no public size measureCreditNinja Lending, LLC143 complaints in 12 months · no public size measureNingo Lending LLC dba Spotloan140 complaints in 12 months · no public size measure

Questions and answers

How many complaints has the CFPB received about Tilt Finance, Inc.?

176 in the 12 months to 1 Oct 2026 (96 in the 12 months before that) and 305 since 2020. 13 arrived in the last 30 days and 67 in the last 90 days; the most recent weeks are incomplete because a complaint is published only once the company responds or after 15 days.

How does that compare for its size?

Tilt Finance, Inc. could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer. The CFPB's own caution: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.”

What are people complaining about?

28.4% of complaints in the last 12 months are filed under “Payday loan, title loan, personal loan, or advance loan”. The issues selected most often were “Incorrect information on your report” (15.9%), “Attempts to collect debt not owed” (7.4%), “Problem when making payments” (6.8%). These are the categories the consumer picks on the CFPB form; the text of complaints is not used on this site.

How does Tilt Finance, Inc. respond to complaints?

67.6% were closed with an explanation, 3.4% with non-monetary relief and 4.5% with monetary relief; 100% of responses were timely (peer median 97.4%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it. The Bureau publishes a complaint after the company responds, confirming a commercial relationship with the consumer, or after 15 days, whichever comes first. A complaint on file is not a finding that the company did anything wrong.

Where do these figures come from?

From the CFPB Consumer Complaint Database bulk file, counted through 1 Oct 2026, using only the coded fields (company, product, issue, state, dates, company response). Company size comes from FDIC, NCUA or HMDA public files where the company appears in one. Company names are shown as the CFPB publishes them.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. The company name is shown as the CFPB publishes it. No size measure: the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files. Companies can respond to the CFPB about any complaint; errors in this site's processing are fixed at the next daily build. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. See this company's complaints at the CFPB · Methodology · Report an error.