Who Is Complaining?

Companies › Debt collection

Who is complaining aboutJ J Marshall & Associates, Inc?

CFPB complaints since 2015Mainly Debt collectionLatest on file 28 May 2026

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Complaints, last 12 months

55

52 in the 12 months before · 268 since 2015 · under 0.1% of all complaints the CFPB received

For its size

No public size denominator

This company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its count cannot be scaled here. Read the count with the company's customer base in mind.

The CFPB complaint database records 55 complaints about J J Marshall & Associates, Inc in the 12 months to 1 Oct 2026, about level with the 52 of the 12 months before, and 268 in all since 2015.

J J Marshall & Associates, Inc could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer.

70.9% of the complaints in that period fall under the CFPB product category “Debt collection”, followed by “Credit reporting or other personal consumer reports” at 25.5%. The issue selected most often was “Took or threatened to take negative or legal action” (21.8%).

How the company's responses were recorded over the 12 months: 100% closed with an explanation, 0% closed with non-monetary relief, 0% closed with monetary relief. 100% of responses were marked timely; the median among the 458 companies whose complaints mainly concern “Debt collection” is 100%.

Among those 458 peer companies the median received 83.5 complaints in the same 12 months. A complaint is a consumer's account and is not a finding against the company; the CFPB does not verify every allegation in a complaint before publishing it.

0complaints, last 30 days0 in the 30 days before
0complaints, last 90 daysnone now vs prior 90 days
55complaints, last 365 days+6% vs prior 365 days
100%responses marked timelyin the last 12 months

Windows end on 1 Oct 2026, the last date in the CFPB file. The latest two to three weeks are incomplete because a complaint is published only after the company responds or 15 days pass.

Compared with peer companies

MeasureThis companyPeer median (458 companies)All complaints nationally
Complaints, last 12 months5583.56,945,592
Change on the 12 months before6%26%44%
Responses marked timely100%100%99.6%
Closed with monetary or non-monetary relief0%0%31.5%

Peers are the 458 companies on this site whose largest complaint category is Debt collection and that received at least 20 complaints in the last 12 months. Peer companies differ widely in size; a per-size row appears only when at least five peers share this company's size measure, and its median is taken over those peers alone.

Complaints by month

Complaints about J J Marshall & Associates, Inc received by the CFPB in each of the last 24 months. Peak month in view: 13. The hatched month is incomplete.
Complaints received per calendar year since the company first appears in the database. The final year is part-way through.

What the complaints are about

Products and issues are the categories the consumer selects on the CFPB form, shown with the CFPB's wording, in the last 12 months.

Issue (CFPB label)ComplaintsShare
Took or threatened to take negative or legal action1221.8%
Attempts to collect debt not owed1120%
False statements or representation916.4%
Written notification about debt610.9%
Incorrect information on your report610.9%
Problem with a company's investigation into an existing problem610.9%
Improper use of your report23.6%
Threatened to contact someone or share information improperly11.8%
Confusing or missing disclosures11.8%
Problem with additional add-on products or services11.8%

Debt collection

39 complaints in the last 12 months (70.9% of this company's total); 42 in the 12 months before. That is under 0.1% of all complaints in the category nationally. 0% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action1230.8%
Attempts to collect debt not owed1128.2%
False statements or representation923.1%
Written notification about debt615.4%
Threatened to contact someone or share information improperly12.6%

Sub-products

Sub-productComplaintsShare
I do not know2256.4%
Rental debt1333.3%
Credit card debt25.1%
Other debt12.6%
Auto debt12.6%

Credit reporting or other personal consumer reports

14 complaints in the last 12 months (25.5% of this company's total); 10 in the 12 months before. That is under 0.1% of all complaints in the category nationally. 0% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Incorrect information on your report642.9%
Problem with a company's investigation into an existing problem642.9%
Improper use of your report214.3%

Sub-products

Sub-productComplaintsShare
Credit reporting14100%

How the company responded

The CFPB records one closing category for each complaint, chosen by the company. Shares are of all complaints in the last 12 months.

0%of closed complaints ended with monetary or non-monetary reliefnational 31.5%
0%closed with monetary reliefnational 0.5%
100%responses marked timelynational 99.6%

The current CFPB export carries no consumer-disputed field, so no disputed rate is shown. The CFPB stopped collecting that field in April 2017.

Where the complaints come from

State (as reported by the consumer)ComplaintsShare
Michigan3054.5%
Florida59.1%
Texas59.1%
Georgia47.3%
South Carolina35.5%
Ohio23.6%
North Carolina23.6%
Maryland23.6%
Indiana11.8%
Illinois11.8%

Top 10 of 10 states with at least one complaint in the last 12 months. State counts follow population and where the company does business.

Other companies in the same category

Companies whose complaints mainly concern Debt collection, nearest in complaint volume. Listed for navigation, in no order of merit.

Strategic Alliances, Inc.55 complaints in 12 months · no public size measureAdvanced Collection Bureau, Inc.55 complaints in 12 months · no public size measureCollections Acquisition Company, Inc.55 complaints in 12 months · no public size measureMountain Land Collections, Inc.55 complaints in 12 months · no public size measureTorres Credit Services, Inc.56 complaints in 12 months · no public size measureFirst Financial Resources, Inc.56 complaints in 12 months · no public size measure

Questions and answers

How many complaints has the CFPB received about J J Marshall & Associates, Inc?

55 in the 12 months to 1 Oct 2026 (52 in the 12 months before that) and 268 since 2015. 0 arrived in the last 30 days and 0 in the last 90 days; the most recent weeks are incomplete because a complaint is published only once the company responds or after 15 days.

How does that compare for its size?

J J Marshall & Associates, Inc could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer. The CFPB's own caution: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.”

What are people complaining about?

70.9% of complaints in the last 12 months are filed under “Debt collection”. The issues selected most often were “Took or threatened to take negative or legal action” (21.8%), “Attempts to collect debt not owed” (20%), “False statements or representation” (16.4%). These are the categories the consumer picks on the CFPB form; the text of complaints is not used on this site.

How does J J Marshall & Associates, Inc respond to complaints?

100% were closed with an explanation, 0% with non-monetary relief and 0% with monetary relief; 100% of responses were timely (peer median 100%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it. The Bureau publishes a complaint after the company responds, confirming a commercial relationship with the consumer, or after 15 days, whichever comes first. A complaint on file is not a finding that the company did anything wrong.

Where do these figures come from?

From the CFPB Consumer Complaint Database bulk file, counted through 1 Oct 2026, using only the coded fields (company, product, issue, state, dates, company response). Company size comes from FDIC, NCUA or HMDA public files where the company appears in one. Company names are shown as the CFPB publishes them.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. The company name is shown as the CFPB publishes it. No size measure: the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files. Companies can respond to the CFPB about any complaint; errors in this site's processing are fixed at the next daily build. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. See this company's complaints at the CFPB · Methodology · Report an error.