Who Is Complaining?

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Who is complaining aboutAscent Holding Co?

CFPB complaints since 2019Mainly Student loanLatest on file 25 Aug 2026

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Complaints, last 12 months

74

52 in the 12 months before · 159 since 2019 · under 0.1% of all complaints the CFPB received

For its size

No public size denominator

This company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its count cannot be scaled here. Read the count with the company's customer base in mind.

In the 12 months to 1 Oct 2026 the CFPB received 74 complaints naming Ascent Holding Co, up 42% on the 52 of the 12 months before. Since 2019 the total is 159.

Ascent Holding Co could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer.

68.9% of the complaints in that period fall under the CFPB product category “Student loan”, followed by “Credit reporting or other personal consumer reports” at 13.5%. The issue selected most often was “Dealing with your lender or servicer” (24.3%).

How the company's responses were recorded over the 12 months: 89.2% closed with an explanation, 5.4% closed with non-monetary relief, 1.4% closed with monetary relief, and 2.7% still in progress when the file was published. 94.6% of responses were marked timely; the median among the 18 companies whose complaints mainly concern “Student loan” is 100%.

Among those 18 peer companies the median received 138.5 complaints in the same 12 months. A complaint is a consumer's account and is not a finding against the company; the CFPB does not verify every allegation in a complaint before publishing it.

0complaints, last 30 days3 in the 30 days before
8complaints, last 90 daysdown 69% vs prior 90 days
74complaints, last 365 daysup 42% vs prior 365 days
94.6%responses marked timelyin the last 12 months

Windows end on 1 Oct 2026, the last date in the CFPB file. The latest two to three weeks are incomplete because a complaint is published only after the company responds or 15 days pass.

Compared with peer companies

MeasureAscent Holding CoPeer median (18 companies)All complaints nationally
Complaints, last 12 months74138.56,945,592
Change on the 12 months before42%1%44%
Responses marked timely94.6%100%99.6%
Closed with monetary or non-monetary relief6.9%0%31.5%

Peers are the 18 companies on this site whose largest complaint category is Student loan and that received at least 20 complaints in the last 12 months. Peer companies differ widely in size; a per-size row appears only when at least five peers share this company's size measure, and its median is taken over those peers alone.

Complaints by month

Complaints about Ascent Holding Co received by the CFPB in each of the last 24 months. Peak month in view: 12. The hatched month is incomplete.
Complaints received per calendar year since the company first appears in the database. The final year is part-way through.

What the complaints are about

Products and issues are the categories the consumer selects on the CFPB form, shown with the CFPB's wording, in the last 12 months.

Issue (CFPB label)ComplaintsShare
Dealing with your lender or servicer1824.3%
Struggling to repay your loan1520.3%
Incorrect information on your report912.2%
Getting a loan810.8%
Problem with a company's investigation into an existing problem79.5%
Issue with income share agreement45.4%
Attempts to collect debt not owed34.1%
Took or threatened to take negative or legal action34.1%
False statements or representation34.1%
Struggling to pay your loan11.4%
Other CFPB issue categories34.1%

Student loan

51 complaints in the last 12 months (68.9% of this company's total); 30 in the 12 months before. That is 0.3% of all complaints in the category nationally. 4% of closed complaints ended with relief; 92.2% of responses were timely.

Issues

IssueComplaintsShare
Dealing with your lender or servicer1835.3%
Struggling to repay your loan1529.4%
Getting a loan815.7%
Issue with income share agreement47.8%
Problem with a company's investigation into an existing problem47.8%
Other CFPB issue categories23.9%

Sub-products

Sub-productComplaintsShare
Private student loan51100%

Credit reporting or other personal consumer reports

10 complaints in the last 12 months (13.5% of this company's total); 16 in the 12 months before. That is under 0.1% of all complaints in the category nationally.

Issues

IssueComplaintsShare
Incorrect information on your report770%
Problem with a company's investigation into an existing problem330%

Sub-products

Sub-productComplaintsShare
Credit reporting10100%

Debt collection

10 complaints in the last 12 months (13.5% of this company's total); 5 in the 12 months before. That is under 0.1% of all complaints in the category nationally. 20% of closed complaints ended with relief; 100% of responses were timely.

Issues

IssueComplaintsShare
Attempts to collect debt not owed330%
Took or threatened to take negative or legal action330%
False statements or representation330%
Threatened to contact someone or share information improperly110%

Sub-products

Sub-productComplaintsShare
Private student loan debt770%
I do not know330%

How the company responded

The CFPB records one closing category for each complaint, chosen by the company. Shares are of all complaints in the last 12 months.

6.9%of closed complaints ended with monetary or non-monetary reliefnational 31.5%
1.4%closed with monetary reliefnational 0.5%
94.6%responses marked timelynational 99.6%

The current CFPB export carries no consumer-disputed field, so no disputed rate is shown. The CFPB stopped collecting that field in April 2017.

The company's optional public response

Companies may choose one public response category from a CFPB list. These are the company's own selections.

Company public response (CFPB category)ComplaintsShare
Company believes it acted appropriately as authorized by contract or law3547.3%
No public response category recorded3243.2%
Company has responded to the consumer and the CFPB and chooses not to provide a public response34.1%
Company believes the complaint provided an opportunity to answer consumer's questions22.7%
Company believes the complaint is the result of a misunderstanding11.4%
Company believes complaint caused principally by actions of third party outside the control or direction of the company11.4%

Where the complaints come from

State (as reported by the consumer)ComplaintsShare
Texas1216.2%
California810.8%
Georgia56.8%
Pennsylvania56.8%
Florida45.4%
Tennessee45.4%
Arizona34.1%
Ohio34.1%
New Jersey34.1%
Massachusetts22.7%
Washington22.7%
Illinois22.7%

Top 12 of 28 states with at least one complaint in the last 12 months. State counts follow population and where the company does business.

Other companies in the same category

Companies whose complaints mainly concern Student loan, nearest in complaint volume. Listed for navigation, in no order of merit.

College Ave Student Loan Servicing, LLC64 complaints in 12 months · no public size measureEarnest Inc.62 complaints in 12 months · no public size measureLendKey Technologies, Inc.39 complaints in 12 months · no public size measureZuntaFi Corp37 complaints in 12 months · no public size measureIOWA STUDENT LOAN LIQUIDITY CORPORATION36 complaints in 12 months · no public size measureKentucky Higher Education Assistance Authority32 complaints in 12 months · no public size measure

Questions and answers

How many complaints has the CFPB received about Ascent Holding Co?

74 in the 12 months to 1 Oct 2026 (52 in the 12 months before that) and 159 since 2019. 0 arrived in the last 30 days and 8 in the last 90 days; the most recent weeks are incomplete because a complaint is published only once the company responds or after 15 days.

How does that compare for its size?

Ascent Holding Co could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer. The CFPB's own caution: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.”

What are people complaining about?

68.9% of complaints in the last 12 months are filed under “Student loan”. The issues selected most often were “Dealing with your lender or servicer” (24.3%), “Struggling to repay your loan” (20.3%), “Incorrect information on your report” (12.2%). These are the categories the consumer picks on the CFPB form; the text of complaints is not used on this site.

How does Ascent Holding Co respond to complaints?

89.2% were closed with an explanation, 5.4% with non-monetary relief and 1.4% with monetary relief; 94.6% of responses were timely (peer median 100%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it. The Bureau publishes a complaint after the company responds, confirming a commercial relationship with the consumer, or after 15 days, whichever comes first. A complaint on file is not a finding that the company did anything wrong.

Where do these figures come from?

From the CFPB Consumer Complaint Database bulk file, counted through 1 Oct 2026, using only the coded fields (company, product, issue, state, dates, company response). Company size comes from FDIC, NCUA or HMDA public files where the company appears in one. Company names are shown as the CFPB publishes them.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. The company name is shown as the CFPB publishes it. No size measure: the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files. Companies can respond to the CFPB about any complaint; errors in this site's processing are fixed at the next daily build. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. See this company's complaints at the CFPB · Methodology · Report an error.