States › Louisiana › Debt collection
Who in Louisiana is complaining aboutDebt collection?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Louisiana consumers filed 8,170 complaints under “Debt collection” in the 12 months to 30 Sep 2026, up 45% on the 5,648 of the 12 months before. That is 177 per 100,000 residents, above the national 92.8.
The category makes up 4.6% of the state's complaints, against 4.6% nationally. 23.6% of closed complaints ended with monetary or non-monetary relief (22.7% nationally) and 96.5% of responses were timely.
Companies with the most Debt collection complaints from Louisiana, with their size
Ordered by complaints from Louisiana consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from LA, 12 months | Share | Company size |
|---|---|---|---|
| CL Holdings LLC | 694 | 8.5% | no public measure |
| ENCORE CAPITAL GROUP INC. | 511 | 6.3% | no public measure |
| Resurgent Capital Services L.P. | 463 | 5.7% | no public measure |
| Portfolio Recovery Associates, LLC | 454 | 5.6% | no public measure |
| Kriya Capital, LLC | 290 | 3.5% | no public measure |
| Experian Information Solutions Inc. | 276 | 3.4% | no public measure |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 272 | 3.3% | no public measure |
| EQUIFAX, INC. | 256 | 3.1% | no public measure |
| CCS Financial Services, Inc. | 240 | 2.9% | no public measure |
| Spring Oaks Capital, LLC | 226 | 2.8% | no public measure |
| National Credit Adjusters, LLC | 166 | 2% | no public measure |
| Radius Global Solutions LLC | 158 | 1.9% | no public measure |
| I.C. System, Inc. | 156 | 1.9% | no public measure |
| CAINE & WEINER COMPANY, INC. | 156 | 1.9% | no public measure |
| Ability Recovery Services, LLC | 128 | 1.6% | no public measure |
| BTH Management | 121 | 1.5% | no public measure |
| Harris & Harris, Ltd. | 110 | 1.3% | no public measure |
| National Credit Systems,Inc. | 110 | 1.3% | no public measure |
| Aldous & Associates, PLLC | 84 | 1% | no public measure |
| CAPITAL ONE FINANCIAL CORPORATION | 78 | 1% | $662bn assets |
| All other companies, including those not listed by name | 3,221 | 39.4% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 1 of the 20 companies in this table has a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 3,632 | 44.5% |
| Took or threatened to take negative or legal action | 1,718 | 21% |
| Written notification about debt | 1,687 | 20.6% |
| False statements or representation | 857 | 10.5% |
| Communication tactics | 136 | 1.7% |
| Electronic communications | 97 | 1.2% |
| Threatened to contact someone or share information improperly | 43 | 0.5% |
How companies responded
- Closed with explanation5,934 · 72.6%
- Closed with non-monetary relief1,884 · 23.1%
- Untimely response189 · 2.3%
- In progress158 · 1.9%
- All other categories5 · 0.1%
| Measure | Louisiana, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 177 | 92.8 |
| Closed with monetary or non-monetary relief | 23.6% | 22.7% |
| Responses marked timely | 96.5% | 96.5% |
Trend
Other products in Louisiana
Credit reporting or other personal consumer reports · 164,787Checking or savings account · 922Credit card · 828Money transfer, virtual currency, or money service · 466Mortgage · 458Vehicle loan or lease · 425Payday loan, title loan, personal loan, or advance loan · 326Student loan · 313
Questions and answers
How many Debt collection complaints come from Louisiana?
8,170 in the 12 months to 30 Sep 2026, 5,648 in the 12 months before and 24,414 since 2011.
Is that high for the population?
177 per 100,000 residents in Louisiana against 92.8 nationally.
Which issues come up most?
“Attempts to collect debt not owed” (44.5%), “Took or threatened to take negative or legal action” (21%), “Written notification about debt” (20.6%), “False statements or representation” (10.5%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.