States › Michigan › July 2026, all states
Who in Michigan was complaining inJuly 2026?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Consumers in Michigan sent the CFPB 12,401 complaints in July 2026, up 11% on the month before (11,157) and up 24% on the same month a year earlier (10,026).
That is 1.9% of the 669,720 complaints received nationally in the month, or 122 per 100,000 residents against 196 nationally.
| Measure | Michigan | United States |
|---|---|---|
| Complaints, Jul 2026 | 12,401 | 669,720 |
| Per 100,000 residents | 122 | 196 |
| The month before | 11,157 | — |
| Same month a year earlier | 10,026 | — |
By product
- Credit reporting or other personal consumer reports11,147 · 89.9%
- Debt collection527 · 4.2%
- Checking or savings account199 · 1.6%
- Credit card188 · 1.5%
- Money transfer, virtual currency, or money service82 · 0.7%
- All other categories258 · 2.1%
| Product (CFPB label) | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 11,147 | 89.9% |
| Debt collection | 527 | 4.2% |
| Checking or savings account | 199 | 1.6% |
| Credit card | 188 | 1.5% |
| Money transfer, virtual currency, or money service | 82 | 0.7% |
| Mortgage | 68 | 0.5% |
| Student loan | 58 | 0.5% |
| Vehicle loan or lease | 51 | 0.4% |
| Payday loan, title loan, personal loan, or advance loan | 47 | 0.4% |
| Prepaid card | 19 | 0.2% |
| Debt or credit management | 15 | 0.1% |
Companies with the most complaints from Michigan in the month, with their size
| Company (as named by the CFPB) | Complaints, Jul 2026 | Share | Company size |
|---|---|---|---|
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 4,040 | 32.6% | no public measure |
| EQUIFAX, INC. | 3,349 | 27% | no public measure |
| Experian Information Solutions Inc. | 3,345 | 27% | no public measure |
| LEXISNEXIS | 99 | 0.8% | no public measure |
| CAPITAL ONE FINANCIAL CORPORATION | 83 | 0.7% | $662bn assets |
| JPMORGAN CHASE & CO. | 61 | 0.5% | $4.09tn assets |
| CITIBANK, N.A. | 59 | 0.5% | $1.98tn assets |
| CL Holdings LLC | 53 | 0.4% | no public measure |
| Block, Inc. | 49 | 0.4% | no public measure |
| ENCORE CAPITAL GROUP INC. | 49 | 0.4% | no public measure |
| HUNTINGTON NATIONAL BANK, THE | 46 | 0.4% | $283bn assets |
| Resurgent Capital Services L.P. | 45 | 0.4% | no public measure |
| BANK OF AMERICA, NATIONAL ASSOCIATION | 39 | 0.3% | $2.65tn assets |
| Paypal Holdings, Inc | 36 | 0.3% | no public measure |
| SYNCHRONY FINANCIAL | 35 | 0.3% | $115bn assets |
| All other companies, including those not listed by name | 1,013 | 8.2% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 6 of the 15 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Questions and answers
How many CFPB complaints came from Michigan in July 2026?
12,401, which is 1.9% of the national total for the month. A year earlier: 10,026.
What were they about?
“Credit reporting or other personal consumer reports” (11,147), “Debt collection” (527), “Checking or savings account” (199), “Credit card” (188).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.