States › Michigan › Credit card
Who in Michigan is complaining aboutCredit card?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Michigan consumers filed 1,927 complaints under “Credit card” in the 12 months to 1 Oct 2026, about level with the 1,787 of the 12 months before. That is 19.0 per 100,000 residents, below the national 27.0.
The category makes up 1.4% of the state's complaints, against 1.3% nationally. 25.9% of closed complaints ended with monetary or non-monetary relief (26.9% nationally) and 99% of responses were timely.
Companies with the most Credit card complaints from Michigan, with their size
Ordered by complaints from Michigan consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from MI, 12 months | Share | Company size |
|---|---|---|---|
| CAPITAL ONE FINANCIAL CORPORATION | 313 | 16.2% | $662bn assets |
| CITIBANK, N.A. | 245 | 12.7% | $1.98tn assets |
| SYNCHRONY FINANCIAL | 185 | 9.6% | $115bn assets |
| JPMORGAN CHASE & CO. | 114 | 5.9% | $4.09tn assets |
| BANK OF AMERICA, NATIONAL ASSOCIATION | 113 | 5.9% | $2.65tn assets |
| AMERICAN EXPRESS COMPANY | 98 | 5.1% | $214bn assets |
| Bread Financial Holdings, Inc. | 78 | 4% | $21bn assets |
| U.S. BANCORP | 58 | 3% | $706bn assets |
| BARCLAYS BANK DELAWARE | 56 | 2.9% | $43bn assets |
| GOLDMAN SACHS BANK USA | 56 | 2.9% | $759bn assets |
| WELLS FARGO & COMPANY | 50 | 2.6% | $1.92tn assets |
| CLGF Holdco 1, LLC | 31 | 1.6% | no public measure |
| Chime Financial Inc | 31 | 1.6% | no public measure |
| DISCOVER BANK | 31 | 1.6% | no public measure |
| TD BANK US HOLDING COMPANY | 25 | 1.3% | $375bn assets |
| Atlanticus Services Corporation | 25 | 1.3% | no public measure |
| Experian Information Solutions Inc. | 24 | 1.2% | no public measure |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 23 | 1.2% | no public measure |
| EQUIFAX, INC. | 21 | 1.1% | no public measure |
| NAVY FEDERAL CREDIT UNION | 20 | 1% | $204bn assets |
| All other companies, including those not listed by name | 330 | 17.1% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 13 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Problem with a purchase shown on your statement | 600 | 31.1% |
| Getting a credit card | 241 | 12.5% |
| Fees or interest | 231 | 12% |
| Other features, terms, or problems | 204 | 10.6% |
| Closing your account | 140 | 7.3% |
| Problem when making payments | 118 | 6.1% |
| Incorrect information on your report | 110 | 5.7% |
| Advertising and marketing, including promotional offers | 81 | 4.2% |
| Trouble using your card | 77 | 4% |
| Problem with a company's investigation into an existing problem | 51 | 2.6% |
| Other CFPB issue categories | 74 | 3.8% |
How companies responded
- Closed with explanation1,366 · 70.9%
- Closed with monetary relief292 · 15.2%
- Closed with non-monetary relief186 · 9.7%
- In progress79 · 4.1%
- All other categories4 · 0.2%
| Measure | Michigan, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 19.0 | 27.0 |
| Closed with monetary or non-monetary relief | 25.9% | 26.9% |
| Responses marked timely | 99% | 98.8% |
Trend
Other products in Michigan
Credit reporting or other personal consumer reports · 119,059Debt collection · 6,440Checking or savings account · 2,097Money transfer, virtual currency, or money service · 988Mortgage · 768Vehicle loan or lease · 622Student loan · 574Payday loan, title loan, personal loan, or advance loan · 394
Questions and answers
How many Credit card complaints come from Michigan?
1,927 in the 12 months to 1 Oct 2026, 1,787 in the 12 months before and 7,274 since 2011.
Is that high for the population?
19.0 per 100,000 residents in Michigan against 27.0 nationally.
Which issues come up most?
“Problem with a purchase shown on your statement” (31.1%), “Getting a credit card” (12.5%), “Fees or interest” (12%), “Other features, terms, or problems” (10.6%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.