States › Michigan › Checking or savings account
Who in Michigan is complaining aboutChecking or savings account?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Michigan consumers filed 2,094 complaints under “Checking or savings account” in the 12 months to 30 Sep 2026, about level with the 2,038 of the 12 months before. That is 20.7 per 100,000 residents, below the national 25.0.
The category makes up 1.6% of the state's complaints, against 1.2% nationally. 17.7% of closed complaints ended with monetary or non-monetary relief (18% nationally) and 99.4% of responses were timely.
Companies with the most Checking or savings account complaints from Michigan, with their size
Ordered by complaints from Michigan consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from MI, 12 months | Share | Company size |
|---|---|---|---|
| Chime Financial Inc | 268 | 12.8% | no public measure |
| JPMORGAN CHASE & CO. | 245 | 11.7% | $4.09tn assets |
| HUNTINGTON NATIONAL BANK, THE | 202 | 9.6% | $283bn assets |
| BANK OF AMERICA, NATIONAL ASSOCIATION | 182 | 8.7% | $2.65tn assets |
| Block, Inc. | 112 | 5.3% | no public measure |
| PNC Bank N.A. | 98 | 4.7% | $610bn assets |
| CITIZENS FINANCIAL GROUP, INC. | 86 | 4.1% | $233bn assets |
| FIFTH THIRD FINANCIAL CORPORATION | 83 | 4% | $299bn assets |
| NAVY FEDERAL CREDIT UNION | 68 | 3.2% | $204bn assets |
| Paypal Holdings, Inc | 68 | 3.2% | no public measure |
| CAPITAL ONE FINANCIAL CORPORATION | 63 | 3% | $662bn assets |
| WELLS FARGO & COMPANY | 58 | 2.8% | $1.92tn assets |
| CITIBANK, N.A. | 52 | 2.5% | $1.98tn assets |
| SOFI TECHNOLOGIES, INC. | 52 | 2.5% | $57bn assets |
| Comerica | 37 | 1.8% | no public measure |
| FinCo Services Inc DBA Current | 36 | 1.7% | no public measure |
| NEW YORK COMMUNITY BANCORP INC | 31 | 1.5% | no public measure |
| Fidelity National Information Services, Inc. (FNIS) | 27 | 1.3% | no public measure |
| Early Warning Services, LLC | 24 | 1.1% | no public measure |
| UNITED SERVICES AUTOMOBILE ASSOCIATION | 24 | 1.1% | $106bn assets |
| All other companies, including those not listed by name | 278 | 13.3% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 12 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Managing an account | 1,181 | 56.4% |
| Problem with a lender or other company charging your account | 315 | 15% |
| Closing an account | 257 | 12.3% |
| Opening an account | 182 | 8.7% |
| Problem caused by your funds being low | 126 | 6% |
| Incorrect information on your report | 18 | 0.9% |
| Problem with a company's investigation into an existing problem | 8 | 0.4% |
| Improper use of your report | 5 | 0.2% |
| Unable to get your credit report or credit score | 1 | <0.1% |
| Credit monitoring or identity theft protection services | 1 | <0.1% |
How companies responded
- Closed with explanation1,652 · 78.9%
- Closed with monetary relief258 · 12.3%
- Closed with non-monetary relief97 · 4.6%
- In progress84 · 4%
- All other categories3 · 0.1%
| Measure | Michigan, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 20.7 | 25.0 |
| Closed with monetary or non-monetary relief | 17.7% | 18% |
| Responses marked timely | 99.4% | 99.3% |
Trend
Other products in Michigan
Credit reporting or other personal consumer reports · 118,970Debt collection · 6,453Credit card · 1,929Money transfer, virtual currency, or money service · 984Mortgage · 768Vehicle loan or lease · 622Student loan · 574Payday loan, title loan, personal loan, or advance loan · 393
Questions and answers
How many Checking or savings account complaints come from Michigan?
2,094 in the 12 months to 30 Sep 2026, 2,038 in the 12 months before and 9,309 since 2011.
Is that high for the population?
20.7 per 100,000 residents in Michigan against 25.0 nationally.
Which issues come up most?
“Managing an account” (56.4%), “Problem with a lender or other company charging your account” (15%), “Closing an account” (12.3%), “Opening an account” (8.7%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.