States › New York › Credit card
Who in New York is complaining aboutCredit card?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
New York consumers filed 7,452 complaints under “Credit card” in the 12 months to 1 Oct 2026, up 20% on the 6,222 of the 12 months before. That is 37.3 per 100,000 residents, above the national 27.0.
The category makes up 2.1% of the state's complaints, against 1.3% nationally. 26.3% of closed complaints ended with monetary or non-monetary relief (26.9% nationally) and 98.7% of responses were timely.
Companies with the most Credit card complaints from New York, with their size
Ordered by complaints from New York consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from NY, 12 months | Share | Company size |
|---|---|---|---|
| CAPITAL ONE FINANCIAL CORPORATION | 1,144 | 15.4% | $662bn assets |
| CITIBANK, N.A. | 990 | 13.3% | $1.98tn assets |
| JPMORGAN CHASE & CO. | 666 | 8.9% | $4.09tn assets |
| SYNCHRONY FINANCIAL | 640 | 8.6% | $115bn assets |
| AMERICAN EXPRESS COMPANY | 614 | 8.2% | $214bn assets |
| BANK OF AMERICA, NATIONAL ASSOCIATION | 562 | 7.5% | $2.65tn assets |
| BARCLAYS BANK DELAWARE | 388 | 5.2% | $43bn assets |
| Bread Financial Holdings, Inc. | 288 | 3.9% | $21bn assets |
| WELLS FARGO & COMPANY | 275 | 3.7% | $1.92tn assets |
| GOLDMAN SACHS BANK USA | 266 | 3.6% | $759bn assets |
| TD BANK US HOLDING COMPANY | 188 | 2.5% | $375bn assets |
| DISCOVER BANK | 119 | 1.6% | no public measure |
| Bilt Technologies, Inc. | 86 | 1.2% | no public measure |
| U.S. BANCORP | 85 | 1.1% | $706bn assets |
| Experian Information Solutions Inc. | 81 | 1.1% | no public measure |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 81 | 1.1% | no public measure |
| EQUIFAX, INC. | 78 | 1% | no public measure |
| CLGF Holdco 1, LLC | 76 | 1% | no public measure |
| ROBINHOOD MARKETS INC. | 55 | 0.7% | no public measure |
| Chime Financial Inc | 51 | 0.7% | no public measure |
| All other companies, including those not listed by name | 719 | 9.6% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 12 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Problem with a purchase shown on your statement | 2,678 | 35.9% |
| Other features, terms, or problems | 924 | 12.4% |
| Fees or interest | 832 | 11.2% |
| Getting a credit card | 806 | 10.8% |
| Closing your account | 533 | 7.2% |
| Incorrect information on your report | 371 | 5% |
| Problem when making payments | 320 | 4.3% |
| Advertising and marketing, including promotional offers | 308 | 4.1% |
| Trouble using your card | 282 | 3.8% |
| Problem with a company's investigation into an existing problem | 214 | 2.9% |
| Other CFPB issue categories | 184 | 2.5% |
How companies responded
- Closed with explanation5,274 · 70.8%
- Closed with monetary relief1,247 · 16.7%
- Closed with non-monetary relief643 · 8.6%
- In progress271 · 3.6%
- All other categories17 · 0.2%
| Measure | New York, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 37.3 | 27.0 |
| Closed with monetary or non-monetary relief | 26.3% | 26.9% |
| Responses marked timely | 98.7% | 98.8% |
Trend
Other products in New York
Credit reporting or other personal consumer reports · 316,789Debt collection · 11,649Checking or savings account · 6,733Money transfer, virtual currency, or money service · 2,522Mortgage · 1,374Student loan · 1,179Vehicle loan or lease · 1,135Payday loan, title loan, personal loan, or advance loan · 732
Questions and answers
How many Credit card complaints come from New York?
7,452 in the 12 months to 1 Oct 2026, 6,222 in the 12 months before and 27,641 since 2011.
Is that high for the population?
37.3 per 100,000 residents in New York against 27.0 nationally.
Which issues come up most?
“Problem with a purchase shown on your statement” (35.9%), “Other features, terms, or problems” (12.4%), “Fees or interest” (11.2%), “Getting a credit card” (10.8%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.