Who Is Complaining?

States › Massachusetts › Debt or credit management

Who in Massachusetts is complaining aboutDebt or credit management?

0.1% of Massachusetts complaintsUS share 0.1%

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Massachusetts consumers filed 88 complaints under “Debt or credit management” in the 12 months to 1 Oct 2026, about level with the 92 of the 12 months before. That is 1.20 per 100,000 residents, close to the national 1.20.

The category makes up 0.1% of the state's complaints, against 0.1% nationally. 24.1% of closed complaints ended with monetary or non-monetary relief (15.6% nationally) and 90.9% of responses were timely.

20complaints, last 90 daysup 67% vs prior 90 days
88complaints, last 365 days-4% vs prior 365 days
1.20per 100,000 residentsUS 1.20
207complaints, all years

Companies with the most Debt or credit management complaints from Massachusetts, with their size

Ordered by complaints from Massachusetts consumers in the last 12 months. Size is the company's national figure.

Company (as named by the CFPB)Complaints from MA, 12 monthsShareCompany size
Experian Information Solutions Inc.1517%no public measure
TRANSUNION INTERMEDIATE HOLDINGS, INC.1314.8%no public measure
EQUIFAX, INC.1011.4%no public measure
Consumer Financial Services Solutions, Inc.89.1%no public measure
NATIONAL DEBT RELIEF LLC66.8%no public measure
All other companies, including those not listed by name3640.9%—

CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 0 of the 5 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.

Issues

Issue (CFPB label)ComplaintsShare
Confusing or missing disclosures3438.6%
Didn't provide services promised2225%
Problem with customer service1011.4%
Charged upfront or unexpected fees89.1%
Unauthorized withdrawals or charges78%
Confusing or misleading advertising or marketing78%

How companies responded

MeasureMassachusetts, this productUnited States, this product
Complaints per 100,000 residents, 12 months1.201.20
Closed with monetary or non-monetary relief24.1%15.6%
Responses marked timely90.9%91.4%

Trend

Debt or credit management complaints from Massachusetts in each of the last 24 months. Peak month in view: 20. The hatched month is incomplete.

Other products in Massachusetts

Credit reporting or other personal consumer reports · 75,008Debt collection · 2,897Credit card · 1,893Checking or savings account · 1,392Money transfer, virtual currency, or money service · 657Mortgage · 491Student loan · 382Vehicle loan or lease · 350

Questions and answers

How many Debt or credit management complaints come from Massachusetts?

88 in the 12 months to 1 Oct 2026, 92 in the 12 months before and 207 since 2011.

Is that high for the population?

1.20 per 100,000 residents in Massachusetts against 1.20 nationally.

Which issues come up most?

“Confusing or missing disclosures” (38.6%), “Didn't provide services promised” (25%), “Problem with customer service” (11.4%), “Charged upfront or unexpected fees” (9.1%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.