States › Georgia › Credit card
Who in Georgia is complaining aboutCredit card?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Georgia consumers filed 3,535 complaints under “Credit card” in the 12 months to 30 Sep 2026, about level with the 3,829 of the 12 months before. That is 31.3 per 100,000 residents, close to the national 27.0.
The category makes up 0.7% of the state's complaints, against 1.3% nationally. 23.5% of closed complaints ended with monetary or non-monetary relief (26.9% nationally) and 98.8% of responses were timely.
Companies with the most Credit card complaints from Georgia, with their size
Ordered by complaints from Georgia consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from GA, 12 months | Share | Company size |
|---|---|---|---|
| CAPITAL ONE FINANCIAL CORPORATION | 528 | 14.9% | $662bn assets |
| SYNCHRONY FINANCIAL | 365 | 10.3% | $115bn assets |
| CITIBANK, N.A. | 333 | 9.4% | $1.98tn assets |
| AMERICAN EXPRESS COMPANY | 291 | 8.2% | $214bn assets |
| JPMORGAN CHASE & CO. | 188 | 5.3% | $4.09tn assets |
| BANK OF AMERICA, NATIONAL ASSOCIATION | 184 | 5.2% | $2.65tn assets |
| WELLS FARGO & COMPANY | 149 | 4.2% | $1.92tn assets |
| NAVY FEDERAL CREDIT UNION | 129 | 3.6% | $204bn assets |
| GOLDMAN SACHS BANK USA | 118 | 3.3% | $759bn assets |
| Bread Financial Holdings, Inc. | 111 | 3.1% | $21bn assets |
| BARCLAYS BANK DELAWARE | 74 | 2.1% | $43bn assets |
| DISCOVER BANK | 71 | 2% | no public measure |
| Experian Information Solutions Inc. | 67 | 1.9% | no public measure |
| U.S. BANCORP | 63 | 1.8% | $706bn assets |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 62 | 1.8% | no public measure |
| EQUIFAX, INC. | 61 | 1.7% | no public measure |
| Chime Financial Inc | 48 | 1.4% | no public measure |
| CLGF Holdco 1, LLC | 44 | 1.2% | no public measure |
| TRUIST FINANCIAL CORPORATION | 35 | 1% | $548bn assets |
| TD BANK US HOLDING COMPANY | 34 | 1% | $375bn assets |
| All other companies, including those not listed by name | 580 | 16.4% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 14 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Problem with a purchase shown on your statement | 1,045 | 29.6% |
| Getting a credit card | 459 | 13% |
| Incorrect information on your report | 397 | 11.2% |
| Fees or interest | 352 | 10% |
| Other features, terms, or problems | 312 | 8.8% |
| Closing your account | 279 | 7.9% |
| Problem when making payments | 161 | 4.6% |
| Problem with a company's investigation into an existing problem | 154 | 4.4% |
| Trouble using your card | 145 | 4.1% |
| Advertising and marketing, including promotional offers | 124 | 3.5% |
| Other CFPB issue categories | 107 | 3% |
How companies responded
- Closed with explanation2,584 · 73.1%
- Closed with monetary relief429 · 12.1%
- Closed with non-monetary relief368 · 10.4%
- In progress143 · 4%
- All other categories11 · 0.3%
| Measure | Georgia, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 31.3 | 27.0 |
| Closed with monetary or non-monetary relief | 23.5% | 26.9% |
| Responses marked timely | 98.8% | 98.8% |
Trend
Other products in Georgia
Credit reporting or other personal consumer reports · 471,456Debt collection · 26,024Checking or savings account · 4,295Money transfer, virtual currency, or money service · 1,837Mortgage · 1,811Vehicle loan or lease · 1,588Student loan · 1,213Payday loan, title loan, personal loan, or advance loan · 853
Questions and answers
How many Credit card complaints come from Georgia?
3,535 in the 12 months to 30 Sep 2026, 3,829 in the 12 months before and 13,820 since 2011.
Is that high for the population?
31.3 per 100,000 residents in Georgia against 27.0 nationally.
Which issues come up most?
“Problem with a purchase shown on your statement” (29.6%), “Getting a credit card” (13%), “Incorrect information on your report” (11.2%), “Fees or interest” (10%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.