States › Kentucky › October 2025, all states
Who in Kentucky was complaining inOctober 2025?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Consumers in Kentucky sent the CFPB 1,824 complaints in October 2025, down 15% on the month before (2,139) and up 70% on the same month a year earlier (1,076).
That is 0.4% of the 519,786 complaints received nationally in the month, or 39.6 per 100,000 residents against 152 nationally.
| Measure | Kentucky | United States |
|---|---|---|
| Complaints, Oct 2025 | 1,824 | 519,786 |
| Per 100,000 residents | 39.6 | 152 |
| The month before | 2,139 | — |
| Same month a year earlier | 1,076 | — |
By product
- Credit reporting or other personal consumer reports1,516 · 83.1%
- Debt collection151 · 8.3%
- Credit card42 · 2.3%
- Checking or savings account37 · 2%
- Money transfer, virtual currency, or money service26 · 1.4%
- All other categories52 · 2.9%
| Product (CFPB label) | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 1,516 | 83.1% |
| Debt collection | 151 | 8.3% |
| Credit card | 42 | 2.3% |
| Checking or savings account | 37 | 2% |
| Money transfer, virtual currency, or money service | 26 | 1.4% |
| Mortgage | 18 | 1% |
| Vehicle loan or lease | 15 | 0.8% |
| Payday loan, title loan, personal loan, or advance loan | 7 | 0.4% |
| Student loan | 5 | 0.3% |
| Prepaid card | 5 | 0.3% |
| Debt or credit management | 2 | 0.1% |
Companies with the most complaints from Kentucky in the month, with their size
| Company (as named by the CFPB) | Complaints, Oct 2025 | Share | Company size |
|---|---|---|---|
| EQUIFAX, INC. | 523 | 28.7% | no public measure |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 493 | 27% | no public measure |
| Experian Information Solutions Inc. | 425 | 23.3% | no public measure |
| Block, Inc. | 15 | 0.8% | no public measure |
| Resurgent Capital Services L.P. | 14 | 0.8% | no public measure |
| CL Holdings LLC | 13 | 0.7% | no public measure |
| ENCORE CAPITAL GROUP INC. | 13 | 0.7% | no public measure |
| JPMORGAN CHASE & CO. | 12 | 0.7% | $4.09tn assets |
| CAPITAL ONE FINANCIAL CORPORATION | 11 | 0.6% | $662bn assets |
| SYNCHRONY FINANCIAL | 11 | 0.6% | $115bn assets |
| Paypal Holdings, Inc | 10 | 0.5% | no public measure |
| Chime Financial Inc | 9 | 0.5% | no public measure |
| CITIBANK, N.A. | 9 | 0.5% | $1.98tn assets |
| PNC Bank N.A. | 9 | 0.5% | $610bn assets |
| Bread Financial Holdings, Inc. | 8 | 0.4% | $21bn assets |
| All other companies, including those not listed by name | 249 | 13.7% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 6 of the 15 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Questions and answers
How many CFPB complaints came from Kentucky in October 2025?
1,824, which is 0.4% of the national total for the month. A year earlier: 1,076.
What were they about?
“Credit reporting or other personal consumer reports” (1,516), “Debt collection” (151), “Credit card” (42), “Checking or savings account” (37).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.