States › Mississippi › Payday loan, title loan, personal loan, or advance loan
Who in Mississippi is complaining aboutPayday loan, title loan, personal loan, or advance loan?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Mississippi consumers filed 182 complaints under “Payday loan, title loan, personal loan, or advance loan” in the 12 months to 30 Sep 2026, about level with the 177 of the 12 months before. That is 6.20 per 100,000 residents, close to the national 5.20.
The category makes up 0.1% of the state's complaints, against 0.3% nationally. 6.1% of closed complaints ended with monetary or non-monetary relief (5.6% nationally) and 95.1% of responses were timely.
Companies with the most Payday loan, title loan, personal loan, or advance loan complaints from Mississippi, with their size
Ordered by complaints from Mississippi consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from MS, 12 months | Share | Company size |
|---|---|---|---|
| Tower Loan of Mississippi, Inc. | 17 | 9.3% | no public measure |
| ENOVA INTERNATIONAL, INC. | 10 | 5.5% | no public measure |
| CCF Intermediate Holdings LLC | 9 | 4.9% | no public measure |
| Affirm Holdings, Inc | 9 | 4.9% | no public measure |
| Chime Financial Inc | 6 | 3.3% | no public measure |
| World Acceptance Corporation | 5 | 2.7% | no public measure |
| WLCC | 5 | 2.7% | no public measure |
| RFNA, LP | 5 | 2.7% | no public measure |
| ACIMA CREDIT, LLC | 5 | 2.7% | no public measure |
| All other companies, including those not listed by name | 111 | 61% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 0 of the 9 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 33 | 18.1% |
| Struggling to pay your loan | 21 | 11.5% |
| Incorrect information on your report | 19 | 10.4% |
| Problem when making payments | 19 | 10.4% |
| Problem with additional add-on products or services | 18 | 9.9% |
| Getting the loan | 18 | 9.9% |
| Problem with the payoff process at the end of the loan | 14 | 7.7% |
| Problem with a company's investigation into an existing problem | 8 | 4.4% |
| Vehicle was repossessed or sold the vehicle | 5 | 2.7% |
| Credit monitoring or identity theft protection services | 4 | 2.2% |
| Other CFPB issue categories | 23 | 12.6% |
How companies responded
- Closed with explanation166 · 91.2%
- Closed with non-monetary relief7 · 3.8%
- Closed with monetary relief4 · 2.2%
- In progress3 · 1.6%
- All other categories2 · 1.1%
| Measure | Mississippi, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 6.20 | 5.20 |
| Closed with monetary or non-monetary relief | 6.1% | 5.6% |
| Responses marked timely | 95.1% | 94.5% |
Trend
Other products in Mississippi
Credit reporting or other personal consumer reports · 174,344Debt collection · 6,211Checking or savings account · 570Credit card · 450Money transfer, virtual currency, or money service · 291Vehicle loan or lease · 257Mortgage · 226Student loan · 183
Questions and answers
How many Payday loan, title loan, personal loan, or advance loan complaints come from Mississippi?
182 in the 12 months to 30 Sep 2026, 177 in the 12 months before and 487 since 2011.
Is that high for the population?
6.20 per 100,000 residents in Mississippi against 5.20 nationally.
Which issues come up most?
“Charged fees or interest you didn't expect” (18.1%), “Struggling to pay your loan” (11.5%), “Incorrect information on your report” (10.4%), “Problem when making payments” (10.4%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.