Companies › Credit reporting, credit repair services, or other personal consumer reports
Who is complaining aboutClarity Services?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Complaints, last 12 months
0
0 in the 12 months before · 372 since 2013
For its size
No public size denominator
This company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its count cannot be scaled here. Read the count with the company's customer base in mind.
The CFPB complaint database holds 372 complaints about Clarity Services, received between 17 Jul 2013 and 30 Apr 2020. None arrived in the 12 months to 1 Oct 2026.
Clarity Services could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer.
73.7% of the complaints on file fall under the CFPB product category “Credit reporting, credit repair services, or other personal consumer reports”, followed by “Credit reporting” at 20.2%. The issue selected most often was “Improper use of your report” (30.6%).
How the company's responses were recorded across all years: 99.5% closed with an explanation, 0% closed with non-monetary relief, 0% closed with monetary relief. 91.1% of responses were marked timely.
A complaint is a consumer's account and is not a finding against the company. The CFPB does not verify every allegation in a complaint before publishing it.
Windows end on 1 Oct 2026, the last date in the CFPB file. The latest two to three weeks are incomplete because a complaint is published only after the company responds or 15 days pass.
Compared with peer companies
Too few companies share this company's main complaint category for a peer median. Nationally, 99.6% of responses were marked timely and 31.5% of closed complaints ended with monetary or non-monetary relief; for this company the figures are 91.1% and 0%.
Complaints by month
No complaints about this company were received in the last 24 months; the latest on file is dated 30 Apr 2020.
What the complaints are about
Products and issues are the categories the consumer selects on the CFPB form, shown with the CFPB's wording, since 2011.
- Credit reporting, credit repair services, or other personal consumer reports274 · 73.7%
- Credit reporting75 · 20.2%
- Payday loan6 · 1.6%
- Payday loan, title loan, or personal loan5 · 1.3%
- Bank account or service4 · 1.1%
- All other categories8 · 2.2%
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Improper use of your report | 114 | 30.6% |
| Incorrect information on your report | 97 | 26.1% |
| Improper use of my credit report | 45 | 12.1% |
| Problem with fraud alerts or security freezes | 29 | 7.8% |
| Problem with a credit reporting company's investigation into an existing problem | 25 | 6.7% |
| Incorrect information on credit report | 24 | 6.5% |
| Unable to get credit report/credit score | 6 | 1.6% |
| Unable to get your credit report or credit score | 6 | 1.6% |
| Received a loan I didn't apply for | 4 | 1.1% |
| Account opening, closing, or management | 4 | 1.1% |
| Other CFPB issue categories | 18 | 4.8% |
Credit reporting, credit repair services, or other personal consumer reports
274 complaints since 2011 (73.7% of this company's total). That is under 0.1% of all complaints in the category nationally.
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 111 | 40.5% |
| Incorrect information on your report | 97 | 35.4% |
| Problem with fraud alerts or security freezes | 29 | 10.6% |
| Problem with a credit reporting company's investigation into an existing problem | 25 | 9.1% |
| Unable to get your credit report or credit score | 6 | 2.2% |
| Other CFPB issue categories | 6 | 2.2% |
Sub-products
| Sub-product | Complaints | Share |
|---|---|---|
| Credit reporting | 250 | 91.2% |
| Other personal consumer report | 22 | 8% |
| Credit repair services | 2 | 0.7% |
Credit reporting
75 complaints since 2011 (20.2% of this company's total). That is 0.1% of all complaints in the category nationally.
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of my credit report | 45 | 60% |
| Incorrect information on credit report | 24 | 32% |
| Unable to get credit report/credit score | 6 | 8% |
Sub-products
| Sub-product | Complaints | Share |
|---|---|---|
| Other or no sub-product recorded | 75 | 100% |
How the company responded
The CFPB records one closing category for each complaint, chosen by the company. Shares are of all complaints since 2011.
- Closed with explanation370 · 99.5%
- Untimely response1 · 0.3%
- Closed1 · 0.3%
The current CFPB export carries no consumer-disputed field, so no disputed rate is shown. The CFPB stopped collecting that field in April 2017.
Where the complaints come from
| State (as reported by the consumer) | Complaints | Share |
|---|---|---|
| Texas | 57 | 15.3% |
| California | 54 | 14.5% |
| Florida | 51 | 13.7% |
| Georgia | 45 | 12.1% |
| Alabama | 15 | 4% |
| Illinois | 12 | 3.2% |
| Pennsylvania | 11 | 3% |
| New York | 10 | 2.7% |
| Michigan | 9 | 2.4% |
| Missouri | 7 | 1.9% |
| Ohio | 7 | 1.9% |
| Tennessee | 7 | 1.9% |
Top 12 of 39 states with at least one complaint since 2011. State counts follow population and where the company does business.
Questions and answers
How many complaints has the CFPB received about Clarity Services?
0 in the 12 months to 1 Oct 2026 (0 in the 12 months before that) and 372 since 2013. 0 arrived in the last 30 days and 0 in the last 90 days; the most recent weeks are incomplete because a complaint is published only once the company responds or after 15 days.
How does that compare for its size?
Clarity Services could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, so its complaint count cannot be set against its size here. A company with more customers can be expected to receive more complaints than one with fewer. The CFPB's own caution: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.”
What are people complaining about?
73.7% of complaints on file are filed under “Credit reporting, credit repair services, or other personal consumer reports”. The issues selected most often were “Improper use of your report” (30.6%), “Incorrect information on your report” (26.1%), “Improper use of my credit report” (12.1%). These are the categories the consumer picks on the CFPB form; the text of complaints is not used on this site.
How does Clarity Services respond to complaints?
99.5% were closed with an explanation, 0% with non-monetary relief and 0% with monetary relief; 91.1% of responses were timely.
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it. The Bureau publishes a complaint after the company responds, confirming a commercial relationship with the consumer, or after 15 days, whichever comes first. A complaint on file is not a finding that the company did anything wrong.
Where do these figures come from?
From the CFPB Consumer Complaint Database bulk file, counted through 1 Oct 2026, using only the coded fields (company, product, issue, state, dates, company response). Company size comes from FDIC, NCUA or HMDA public files where the company appears in one. Company names are shown as the CFPB publishes them.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. The company name is shown as the CFPB publishes it. No size measure: the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files. Companies can respond to the CFPB about any complaint; errors in this site's processing are fixed at the next daily build. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. See this company's complaints at the CFPB · Methodology · Report an error.