States › Oregon › Payday loan, title loan, personal loan, or advance loan
Who in Oregon is complaining aboutPayday loan, title loan, personal loan, or advance loan?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Oregon consumers filed 178 complaints under “Payday loan, title loan, personal loan, or advance loan” in the 12 months to 30 Sep 2026, up 87% on the 95 of the 12 months before. That is 4.20 per 100,000 residents, below the national 5.20.
The category makes up 1% of the state's complaints, against 0.3% nationally. 6.9% of closed complaints ended with monetary or non-monetary relief (5.6% nationally) and 94.9% of responses were timely.
Companies with the most Payday loan, title loan, personal loan, or advance loan complaints from Oregon, with their size
Ordered by complaints from Oregon consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from OR, 12 months | Share | Company size |
|---|---|---|---|
| Affirm Holdings, Inc | 24 | 13.5% | no public measure |
| ENOVA INTERNATIONAL, INC. | 13 | 7.3% | no public measure |
| OneMain Finance Corporation | 7 | 3.9% | no public measure |
| Upstart Holdings, Inc. | 6 | 3.4% | no public measure |
| Paramount GR Holdings, LLC | 6 | 3.4% | no public measure |
| All other companies, including those not listed by name | 122 | 68.5% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 0 of the 5 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 53 | 29.8% |
| Struggling to pay your loan | 20 | 11.2% |
| Getting the loan | 19 | 10.7% |
| Problem when making payments | 19 | 10.7% |
| Problem with additional add-on products or services | 15 | 8.4% |
| Problem with the payoff process at the end of the loan | 14 | 7.9% |
| Incorrect information on your report | 8 | 4.5% |
| Received a loan you didn't apply for | 6 | 3.4% |
| Issues with repayment | 3 | 1.7% |
| Can't stop withdrawals from your bank account | 3 | 1.7% |
| Other CFPB issue categories | 18 | 10.1% |
How companies responded
- Closed with explanation161 · 90.4%
- Closed with monetary relief8 · 4.5%
- Closed with non-monetary relief4 · 2.2%
- In progress4 · 2.2%
- All other categories1 · 0.6%
| Measure | Oregon, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 4.20 | 5.20 |
| Closed with monetary or non-monetary relief | 6.9% | 5.6% |
| Responses marked timely | 94.9% | 94.5% |
Trend
Other products in Oregon
Credit reporting or other personal consumer reports · 12,722Debt collection · 1,458Credit card · 876Checking or savings account · 752Money transfer, virtual currency, or money service · 408Mortgage · 316Student loan · 173Vehicle loan or lease · 126
Questions and answers
How many Payday loan, title loan, personal loan, or advance loan complaints come from Oregon?
178 in the 12 months to 30 Sep 2026, 95 in the 12 months before and 329 since 2011.
Is that high for the population?
4.20 per 100,000 residents in Oregon against 5.20 nationally.
Which issues come up most?
“Charged fees or interest you didn't expect” (29.8%), “Struggling to pay your loan” (11.2%), “Getting the loan” (10.7%), “Problem when making payments” (10.7%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.