States › Ohio › Vehicle loan or lease
Who in Ohio is complaining aboutVehicle loan or lease?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Ohio consumers filed 736 complaints under “Vehicle loan or lease” in the 12 months to 30 Sep 2026, up 30% on the 568 of the 12 months before. That is 6.20 per 100,000 residents, close to the national 7.10.
The category makes up 0.6% of the state's complaints, against 0.4% nationally. 10% of closed complaints ended with monetary or non-monetary relief (8.8% nationally) and 98.4% of responses were timely.
Companies with the most Vehicle loan or lease complaints from Ohio, with their size
Ordered by complaints from Ohio consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from OH, 12 months | Share | Company size |
|---|---|---|---|
| ALLY FINANCIAL INC. | 77 | 10.5% | $188bn assets |
| SANTANDER HOLDINGS USA, INC. | 73 | 9.9% | $104bn assets |
| CREDIT ACCEPTANCE CORPORATION | 53 | 7.2% | no public measure |
| Westlake Services, LLC | 48 | 6.5% | no public measure |
| CAPITAL ONE FINANCIAL CORPORATION | 43 | 5.8% | $662bn assets |
| Exeter Finance, LLC. | 32 | 4.3% | no public measure |
| HYUNDAI CAPITAL AMERICA | 29 | 3.9% | no public measure |
| HUNTINGTON NATIONAL BANK, THE | 22 | 3% | $283bn assets |
| WELLS FARGO & COMPANY | 21 | 2.9% | $1.92tn assets |
| TOYOTA MOTOR CREDIT CORPORATION | 20 | 2.7% | no public measure |
| Bridgecrest Acceptance Corporation | 19 | 2.6% | no public measure |
| Global Lending Services LLC | 18 | 2.4% | no public measure |
| General Motors Financial Company, Inc. | 18 | 2.4% | no public measure |
| Consumer Portfolio Services, Inc. | 16 | 2.2% | no public measure |
| AMERICAN HONDA FINANCE CORP | 14 | 1.9% | no public measure |
| TRUIST FINANCIAL CORPORATION | 14 | 1.9% | $548bn assets |
| Byrider Franchising, LLC | 14 | 1.9% | no public measure |
| JPMORGAN CHASE & CO. | 10 | 1.4% | $4.09tn assets |
| American Credit Acceptance, LLC | 10 | 1.4% | no public measure |
| Veros Credit, LLC | 10 | 1.4% | no public measure |
| All other companies, including those not listed by name | 175 | 23.8% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 7 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Managing the loan or lease | 255 | 34.6% |
| Repossession | 181 | 24.6% |
| Problems at the end of the loan or lease | 116 | 15.8% |
| Incorrect information on your report | 64 | 8.7% |
| Getting a loan or lease | 63 | 8.6% |
| Struggling to pay your loan | 33 | 4.5% |
| Problem with a company's investigation into an existing problem | 17 | 2.3% |
| Improper use of your report | 6 | 0.8% |
| Credit monitoring or identity theft protection services | 1 | 0.1% |
How companies responded
- Closed with explanation639 · 86.8%
- Closed with non-monetary relief45 · 6.1%
- Closed with monetary relief27 · 3.7%
- In progress19 · 2.6%
- All other categories6 · 0.8%
| Measure | Ohio, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 6.20 | 7.10 |
| Closed with monetary or non-monetary relief | 10% | 8.8% |
| Responses marked timely | 98.4% | 98.1% |
Trend
Other products in Ohio
Credit reporting or other personal consumer reports · 111,729Debt collection · 6,817Checking or savings account · 2,349Credit card · 2,148Money transfer, virtual currency, or money service · 990Mortgage · 906Student loan · 598Payday loan, title loan, personal loan, or advance loan · 573
Questions and answers
How many Vehicle loan or lease complaints come from Ohio?
736 in the 12 months to 30 Sep 2026, 568 in the 12 months before and 3,256 since 2011.
Is that high for the population?
6.20 per 100,000 residents in Ohio against 7.10 nationally.
Which issues come up most?
“Managing the loan or lease” (34.6%), “Repossession” (24.6%), “Problems at the end of the loan or lease” (15.8%), “Incorrect information on your report” (8.7%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.