Who Is Complaining?

States › Indiana › Payday loan, title loan, personal loan, or advance loan

Who in Indiana is complaining aboutPayday loan, title loan, personal loan, or advance loan?

0.4% of Indiana complaintsUS share 0.3%

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Indiana consumers filed 289 complaints under “Payday loan, title loan, personal loan, or advance loan” in the 12 months to 1 Oct 2026, up 56% on the 185 of the 12 months before. That is 4.10 per 100,000 residents, below the national 5.20.

The category makes up 0.4% of the state's complaints, against 0.3% nationally. 3.8% of closed complaints ended with monetary or non-monetary relief (5.6% nationally) and 92.7% of responses were timely.

77complaints, last 90 days+8% vs prior 90 days
289complaints, last 365 daysup 56% vs prior 365 days
4.10per 100,000 residentsUS 5.20
658complaints, all years

Companies with the most Payday loan, title loan, personal loan, or advance loan complaints from Indiana, with their size

Ordered by complaints from Indiana consumers in the last 12 months. Size is the company's national figure.

Company (as named by the CFPB)Complaints from IN, 12 monthsShareCompany size
Affirm Holdings, Inc227.6%no public measure
OneMain Finance Corporation165.5%no public measure
ENOVA INTERNATIONAL, INC.144.8%no public measure
Klarna AB134.5%no public measure
Block, Inc.113.8%no public measure
Dave Operating, LLC103.5%no public measure
Rosebud Economic Development Corporation93.1%no public measure
WLCC72.4%no public measure
TRUIST FINANCIAL CORPORATION72.4%$548bn assets
Paramount GR Holdings, LLC62.1%no public measure
Uprova Credit, LLC62.1%no public measure
Sezzle Inc.51.7%no public measure
WHEELS FINANCIAL GROUP, LLC.51.7%no public measure
Upstart Holdings, Inc.51.7%no public measure
All other companies, including those not listed by name15352.9%—

CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 1 of the 14 companies in this table has a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.

Issues

Issue (CFPB label)ComplaintsShare
Charged fees or interest you didn't expect7425.6%
Struggling to pay your loan5117.6%
Problem when making payments3512.1%
Getting the loan258.7%
Problem with additional add-on products or services227.6%
Problem with the payoff process at the end of the loan175.9%
Problem with a company's investigation into an existing problem103.5%
Can't stop withdrawals from your bank account93.1%
Incorrect information on your report93.1%
Money was taken from your bank account on the wrong day or for the wrong amount62.1%
Other CFPB issue categories3110.7%

How companies responded

MeasureIndiana, this productUnited States, this product
Complaints per 100,000 residents, 12 months4.105.20
Closed with monetary or non-monetary relief3.8%5.6%
Responses marked timely92.7%94.6%

Trend

Payday loan, title loan, personal loan, or advance loan complaints from Indiana in each of the last 24 months. Peak month in view: 39. The hatched month is incomplete.

Other products in Indiana

Credit reporting or other personal consumer reports · 61,020Debt collection · 3,756Credit card · 1,079Checking or savings account · 1,044Money transfer, virtual currency, or money service · 525Mortgage · 431Vehicle loan or lease · 370Student loan · 339

Questions and answers

How many Payday loan, title loan, personal loan, or advance loan complaints come from Indiana?

289 in the 12 months to 1 Oct 2026, 185 in the 12 months before and 658 since 2011.

Is that high for the population?

4.10 per 100,000 residents in Indiana against 5.20 nationally.

Which issues come up most?

“Charged fees or interest you didn't expect” (25.6%), “Struggling to pay your loan” (17.6%), “Problem when making payments” (12.1%), “Getting the loan” (8.7%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.