States › Tennessee › Debt or credit management
Who in Tennessee is complaining aboutDebt or credit management?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Tennessee consumers filed 99 complaints under “Debt or credit management” in the 12 months to 1 Oct 2026, about level with the 95 of the 12 months before. That is 1.40 per 100,000 residents, close to the national 1.20.
The category makes up 0.1% of the state's complaints, against 0.1% nationally. 22.2% of closed complaints ended with monetary or non-monetary relief (15.6% nationally) and 93.9% of responses were timely.
Companies with the most Debt or credit management complaints from Tennessee, with their size
Ordered by complaints from Tennessee consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from TN, 12 months | Share | Company size |
|---|---|---|---|
| Experian Information Solutions Inc. | 16 | 16.2% | no public measure |
| EQUIFAX, INC. | 14 | 14.1% | no public measure |
| Consumer Financial Services Solutions, Inc. | 8 | 8.1% | no public measure |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | 7 | 7.1% | no public measure |
| LEXISNEXIS | 6 | 6.1% | no public measure |
| NATIONAL DEBT RELIEF LLC | 6 | 6.1% | no public measure |
| All other companies, including those not listed by name | 42 | 42.4% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 0 of the 6 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Confusing or missing disclosures | 44 | 44.4% |
| Didn't provide services promised | 19 | 19.2% |
| Problem with customer service | 13 | 13.1% |
| Charged upfront or unexpected fees | 11 | 11.1% |
| Confusing or misleading advertising or marketing | 7 | 7.1% |
| Unauthorized withdrawals or charges | 5 | 5.1% |
How companies responded
- Closed with explanation75 · 75.8%
- Closed with non-monetary relief19 · 19.2%
- Closed with monetary relief3 · 3%
- Untimely response2 · 2%
| Measure | Tennessee, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 1.40 | 1.20 |
| Closed with monetary or non-monetary relief | 22.2% | 15.6% |
| Responses marked timely | 93.9% | 91.4% |
Trend
Other products in Tennessee
Credit reporting or other personal consumer reports · 85,222Debt collection · 5,635Checking or savings account · 1,443Credit card · 1,327Money transfer, virtual currency, or money service · 710Mortgage · 602Vehicle loan or lease · 444Payday loan, title loan, personal loan, or advance loan · 409
Questions and answers
How many Debt or credit management complaints come from Tennessee?
99 in the 12 months to 1 Oct 2026, 95 in the 12 months before and 234 since 2011.
Is that high for the population?
1.40 per 100,000 residents in Tennessee against 1.20 nationally.
Which issues come up most?
“Confusing or missing disclosures” (44.4%), “Didn't provide services promised” (19.2%), “Problem with customer service” (13.1%), “Charged upfront or unexpected fees” (11.1%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.