Who in Montana is complaining aboutMortgage?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
Montana consumers filed 54 complaints under “Mortgage” in the 12 months to 1 Oct 2026, up 20% on the 45 of the 12 months before. That is 4.70 per 100,000 residents, below the national 9.30.
The category makes up 1.9% of the state's complaints, against 0.5% nationally. 6% of closed complaints ended with monetary or non-monetary relief (4.7% nationally) and 98.1% of responses were timely.
Companies with the most Mortgage complaints from Montana, with their size
Ordered by complaints from Montana consumers in the last 12 months. Size is the company's national figure.
| Company (as named by the CFPB) | Complaints from MT, 12 months | Share | Company size |
|---|---|---|---|
| Ocwen Financial Corporation | 5 | 9.3% | no public measure |
| Shellpoint Partners, LLC | 5 | 9.3% | no public measure |
| All other companies, including those not listed by name | 44 | 81.5% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 0 of the 2 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
Issues
| Issue (CFPB label) | Complaints | Share |
|---|---|---|
| Trouble during payment process | 28 | 51.9% |
| Struggling to pay mortgage | 11 | 20.4% |
| Closing on a mortgage | 7 | 13% |
| Applying for a mortgage or refinancing an existing mortgage | 5 | 9.3% |
| Incorrect information on your report | 2 | 3.7% |
| Problem with a company's investigation into an existing problem | 1 | 1.9% |
How companies responded
- Closed with explanation46 · 85.2%
- In progress4 · 7.4%
- Closed with non-monetary relief3 · 5.6%
- Untimely response1 · 1.9%
| Measure | Montana, this product | United States, this product |
|---|---|---|
| Complaints per 100,000 residents, 12 months | 4.70 | 9.30 |
| Closed with monetary or non-monetary relief | 6% | 4.7% |
| Responses marked timely | 98.1% | 96.9% |
Trend
Other products in Montana
Credit reporting or other personal consumer reports · 2,061Debt collection · 263Credit card · 156Checking or savings account · 119Money transfer, virtual currency, or money service · 75Vehicle loan or lease · 52
Questions and answers
How many Mortgage complaints come from Montana?
54 in the 12 months to 1 Oct 2026, 45 in the 12 months before and 733 since 2011.
Is that high for the population?
4.70 per 100,000 residents in Montana against 9.30 nationally.
Which issues come up most?
“Trouble during payment process” (51.9%), “Struggling to pay mortgage” (20.4%), “Closing on a mortgage” (13%), “Applying for a mortgage or refinancing an existing mortgage” (9.3%).
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 1 Oct 2026, complaints received through 1 Oct 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.