Who was complaining inDecember 2011?
When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.
The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.
The CFPB complaint database holds 2,536 complaints received in December 2011.
“Mortgage” was the largest category with 1,276 complaints (50.3%). Responses recorded for the month: 0.9% closed with an explanation, 0.1% closed with non-monetary relief, 0.1% closed with monetary relief.
By product
- Mortgage1,276 · 50.3%
- Credit card1,260 · 49.7%
| Product (CFPB label) | Complaints | Share | Same month a year earlier |
|---|---|---|---|
| Mortgage | 1,276 | 50.3% | — |
| Credit card | 1,260 | 49.7% | — |
Companies with the most complaints in the month, with their size
| Company (as named by the CFPB) | Complaints, Dec 2011 | Share | Company size |
|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | 580 | 22.9% | $2.65tn assets |
| JPMORGAN CHASE & CO. | 371 | 14.6% | $4.09tn assets |
| CITIBANK, N.A. | 306 | 12.1% | $1.98tn assets |
| WELLS FARGO & COMPANY | 257 | 10.1% | $1.92tn assets |
| CAPITAL ONE FINANCIAL CORPORATION | 245 | 9.7% | $662bn assets |
| SYNCHRONY FINANCIAL | 86 | 3.4% | $115bn assets |
| U.S. BANCORP | 66 | 2.6% | $706bn assets |
| AMERICAN EXPRESS COMPANY | 58 | 2.3% | $214bn assets |
| DISCOVER BANK | 57 | 2.2% | no public measure |
| Ocwen Financial Corporation | 52 | 2.1% | no public measure |
| BARCLAYS BANK DELAWARE | 51 | 2% | $43bn assets |
| SUNTRUST BANKS, INC. | 47 | 1.9% | no public measure |
| HSBC NORTH AMERICA HOLDINGS INC. | 40 | 1.6% | $173bn assets |
| PNC Bank N.A. | 34 | 1.3% | $610bn assets |
| M&T BANK CORPORATION | 25 | 1% | $220bn assets |
| FIFTH THIRD FINANCIAL CORPORATION | 23 | 0.9% | $299bn assets |
| Pending Company Match | 23 | 0.9% | no public measure |
| CIT BANK, NATIONAL ASSOCIATION | 21 | 0.8% | no public measure |
| TD BANK US HOLDING COMPANY | 16 | 0.6% | $375bn assets |
| CITIZENS FINANCIAL GROUP, INC. | 16 | 0.6% | $233bn assets |
| All other companies, including those not listed by name | 162 | 6.4% | — |
CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 15 of the 20 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.
How companies responded
- Closed without relief1,827 · 72%
- Closed with relief657 · 25.9%
- Closed with explanation23 · 0.9%
- Untimely response18 · 0.7%
- All other categories11 · 0.4%
By state
| State | Complaints | Per 100,000 residents | Month report |
|---|---|---|---|
| California | 439 | 1.10 | — |
| Florida | 246 | 1.00 | — |
| New York | 208 | 1.00 | — |
| Texas | 147 | 0.50 | — |
| Georgia | 99 | 0.90 | — |
| New Jersey | 89 | 0.90 | — |
| Virginia | 88 | 1.00 | — |
| Pennsylvania | 85 | 0.70 | — |
| Illinois | 82 | 0.60 | — |
| North Carolina | 71 | 0.60 | — |
| Massachusetts | 71 | 1.00 | — |
| Ohio | 69 | 0.60 | — |
| Maryland | 68 | 1.10 | — |
| Michigan | 67 | 0.70 | — |
| Washington | 64 | 0.80 | — |
| Arizona | 53 | 0.70 | — |
| Colorado | 49 | 0.80 | — |
| Connecticut | 42 | 1.10 | — |
| Minnesota | 41 | 0.70 | — |
| Tennessee | 37 | 0.50 | — |
The 20 states with the most complaints in the month. Counts follow population.
Questions and answers
How many complaints did the CFPB receive in December 2011?
2,536.
Which product categories drew the most complaints?
“Mortgage” (1,276), “Credit card” (1,260).
Can the month still change?
Yes. A complaint appears in the public file once the company responds or after 15 days, and the CFPB updates the file daily, so counts for recent months rise for a few weeks and response categories move from “In progress” to a closing category.
Does the CFPB verify complaints?
The CFPB does not verify every allegation in a complaint before publishing it.
Provenance
Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.