Who Is Complaining?

Issues › Payday loan, title loan, personal loan, or advance loan

Who is complaining aboutVehicle was damaged or destroyed the vehicle?

CFPB issue label0% of all complaints

When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers. The CFPB does not verify every allegation in a complaint before publishing it.Consumer Financial Protection Bureau, Consumer Complaint Database. A complaint is a consumer's account of a problem; it is not a finding against the company.

Consumers chose the issue “Vehicle was damaged or destroyed the vehicle” on 36 complaints in the 12 months to 30 Sep 2026, about level with the 35 of the 12 months before. That is 0% of all complaints received.

100% of them were filed under the product “Payday loan, title loan, personal loan, or advance loan”, where the issue makes up 0.2% of that product's complaints.

Company responses on this issue: 86.1% closed with an explanation, 2.8% closed with non-monetary relief, 0% closed with monetary relief, and 5.6% still in progress when the file was published. 94.4% were timely.

5complaints, last 90 daysdown 58% vs prior 90 days
36complaints, last 365 days+3% vs prior 365 days
197complaints, all yearssince 2017
2.9%closed with reliefall issues 31.6%

Which products

Product (CFPB label)ComplaintsShare
Payday loan, title loan, personal loan, or advance loan36100%

Which companies, with their size

Ordered by the number of complaints carrying this issue in the last 12 months.

Company (as named by the CFPB)Complaints, 12 monthsShareCompany sizePer $1bn assets
OneMain Finance Corporation1438.9%no public measure—
CCF Intermediate Holdings LLC1130.6%no public measure—
Select Management Resources, LLC25.6%no public measure—
Westlake Services, LLC25.6%no public measure—
AMERICA FIRST FEDERAL CREDIT UNION12.8%$26bn assets0.04
NAVY FEDERAL CREDIT UNION12.8%$204bn assets0.00
Marlette Funding, LLC12.8%no public measure—
RFNA, LP12.8%no public measure—
Skopos Financial, LLC12.8%no public measure—
All other companies, including those not listed by name25.6%——

CFPB: “When looking at complaint volume about a company or product, consider company size and/or market share. For example, companies with more customers may have more complaints than companies with fewer customers.” The CFPB does not verify every allegation in a complaint before publishing it. 2 of the 9 companies in this table have a public size measure. “No public measure” means the company could not be matched by name to a single institution in the FDIC, NCUA or HMDA files, not that it is small.

How companies responded

MeasureThis issueAll issues
Closed with monetary or non-monetary relief2.9%31.6%
Closed with monetary relief0%0.5%
Responses marked timely94.4%99.6%

Trend

Complaints with the issue “Vehicle was damaged or destroyed the vehicle” in each of the last 24 months. Peak month in view: 7. The hatched month is incomplete.
Complaints per calendar year. The CFPB revised its issue list in 2017 and again later, so many labels start or stop part-way through the record. The final year is part-way through.

Questions and answers

What does the CFPB issue “Vehicle was damaged or destroyed the vehicle” mean?

It is one of the options a consumer selects on the CFPB complaint form to describe the problem. The label is the consumer's choice and is not checked by the Bureau.

How many complaints carry this issue?

36 in the 12 months to 30 Sep 2026 and 197 since 2017.

Which products does it apply to?

“Payday loan, title loan, personal loan, or advance loan” (100%).

Does the CFPB verify complaints?

The CFPB does not verify every allegation in a complaint before publishing it. Counts on this page show what consumers reported, not what was found.

Provenance

Source: Consumer Financial Protection Bureau, Consumer Complaint Database, bulk file downloaded 30 Sep 2026, complaints received through 30 Sep 2026. Only coded fields are used (company, product, sub-product, issue, state, dates, company response, timeliness); complaint narratives are never read, stored or shown. Complaints are published once the company responds or after 15 days, so the most recent two to three weeks are incomplete. Size measures: FDIC BankFind (report date 30 Jun 2026), NCUA call reports (30 Jun 2026), HMDA transmittal sheet (2025), Census Bureau population estimates (2025). All are US government works. Search the CFPB database · Methodology · Report an error.